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Fund Domiciles / Luxembourg

Europe's private markets domicile, made navigable.

Home to 18 of the world's 20 largest private equity managers and nearly half of Europe's PE/VC fund assets, Luxembourg is where most cross-border managers end up structuring. This page breaks down how it actually works — and how Mangis Bay acts as your gateway into the market, from structuring to set-up to service providers.

18/20

of the world's biggest PE managers have operations in Luxembourg

€2.45tn

alternative funds NAV domiciled in Luxembourg

44%

share of all European private equity & VC fund domiciliation

Nº2

biggest investment fund centre globally, with €7.77tn total AuM

10,084

alternative investment funds reported in Luxembourg in 2024

80+

double tax treaties in force, plus a AAA sovereign rating

Source: LPEA & PwC Luxembourg, Private Equity Data Dashboard, January 2026.

Why managers structure here

"For fund managers outside Europe, Luxembourg is rarely the first jurisdiction they know well — but it is usually the one they end up in. The toolbox is flexible, the ecosystem is deep, and the passport opens the rest of the EU."

Luxembourg's appeal isn't a single feature — it's the combination of a flexible legal toolbox (from lightly-regulated RAIFs to CSSF-supervised SIFs), an EU-wide marketing passport, a stable AAA-rated tax and political environment, and one of the deepest ecosystems of fund administrators, depositaries, auditors and lawyers anywhere in the world.

What's harder to find from the outside is a single, trusted point of contact who can translate that toolbox into a decision — and then actually get the entity set up, governed and staffed. That's the gap Mangis Bay fills: we act as your gateway to Luxembourg, from choosing the right structure through to appointing directors and selecting service providers.

Compare Structures

Which vehicle fits your fund?

Luxembourg offers four principal routes for a private markets fund: the RAIF, the SIF, the SICAR, and unregulated Limited Partnerships (SCS/SCSp). Each strikes a different balance between flexibility, regulatory oversight and eligible investors.

SIF Specialised Investment Fund
  • Eligible investorsWell-informed
  • Eligible assetsUnrestricted
  • CSSF supervisionDirect
  • Legal formsFCP, SICAV/SICAF
  • Minimum capital€1,250,000
  • Risk diversificationMax 30% per issuer
  • Typical launch3–6 months
  • AIFMD passportYes
Tax: No CIT / no NWT. Subscription tax 0.01% (PE/VC) or 0.05% — exemptions available for ELTIFs and other qualifying funds.

A tried-and-tested, directly CSSF-supervised vehicle. Useful where investors or regulators want the reassurance of direct regulatory oversight rather than an indirectly-supervised route.

Read the full SIF guide →
SICAR Investment Company in Risk Capital
  • Eligible investorsWell-informed
  • Eligible assetsPE / VC only (risk capital)
  • CSSF supervisionDirect
  • Legal formsCorporate only
  • Minimum capital€1,000,000
  • Risk diversificationNone required
  • Typical launch3–6 months
  • AIFMD passportYes
Tax: Fully taxable at normal rate, but risk-capital income & qualifying cash income are exempt. Minimum NWT only (<€5,000), no WHT.

Purpose-built for private equity and venture capital investing in risk capital, with no risk-diversification requirement — good for concentrated, high-conviction strategies.

Read the full SICAR guide →

See legal forms, structuring examples & full comparison tables →

The Set-up Journey

Four steps from decision to launch.

Every Luxembourg fund set-up follows the same broad sequence. Click each step to see what's involved — and where Mangis Bay typically takes the load off your team.

1

Creation of local substance

Registered office, governance, decision-making

Luxembourg law requires genuine economic substance — a registered office, local decision-making and, per CSSF Circular 18/698, real management activity rather than a shell. This typically means board meetings held locally and, ideally, Luxembourg-resident directors on the board.

How Mangis Bay helps

We appoint qualified independent directors for your Luxembourg structures and help design a governance framework that genuinely satisfies substance requirements — not just a registered address.

Discuss directors & governance →
2

Legal setup — self-managed or externally managed

Choice of legal form & management structure

Your legal form (FCP, SICAV/SICAF, or SCS/SCSp) determines whether the vehicle can be internally managed by its own board or general partner, or must appoint a management company. This decision cascades through governance, cost and marketing considerations.

How Mangis Bay helps

We help you weigh self-managed versus externally managed structures against your actual operating model, and coordinate with legal counsel on constitutive documents.

Talk through your structure →
3

The AIFM

In-house authorisation or third-party AIFM

Above the de minimis thresholds (€100m leveraged / €500m unleveraged), your fund needs an authorised AIFM — either your own entity, authorised in Luxembourg, or a licensed third-party AIFM you appoint. Both routes are well developed locally.

How Mangis Bay helps

We help shortlist and vet third-party AIFMs against your strategy and cost profile, or advise on the substance required to become authorised yourselves.

Get an AIFM shortlist →
4

Service providers & partners

Fund admin, depositary, auditor, bank, TA

A regulated Luxembourg PE fund needs a central administrator, a depositary, an approved auditor and, in most cases, a local bank account. Dozens of providers compete for this business — with very different pricing, service quality and sector specialisation.

How Mangis Bay helps

This is where we add the most value: running a structured selection process across Fund Administration, Depositary/Custody, Investor Services/TA, Auditors and banking — see the full breakdown below.

See service providers ↓

Read the full set-up guide, with structuring diagrams →

Your Luxembourg Ecosystem

Six providers. One decision at a time.

Choosing the right partners is as important as choosing the right fund vehicle — and far less visible from outside Luxembourg. Click each category to see what it covers and how Mangis Bay helps you select, appoint and manage it.

Fund Administration

Central administration covers domiciliation, NAV calculation, accounting, tax filings and company secretarial work for the fund and its underlying SPVs.

Mangis Bay's role: we benchmark administrators for sector fit, pricing and responsiveness, then manage the onboarding and service-level negotiation.

Depositary & Custody

Regulated vehicles (SIF, SICAR, RAIF) require a Luxembourg depositary responsible for asset safekeeping, cash-flow monitoring and oversight duties.

Mangis Bay's role: we identify depositaries suited to your asset class — including non-banking depositaries where a full banking relationship isn't needed.

Investor Services & Transfer Agency

Registrar and transfer agent functions handle investor onboarding, AML/KYC, subscriptions, redemptions and capital call administration.

Mangis Bay's role: we help select a TA that matches your investor base's geography and sophistication, and coordinate onboarding workflows.

Bank Accounts

Most structures need a local operating account, and non-banking depositaries must maintain cash accounts with a separate bank — a process best started early.

Mangis Bay's role: we make warm introductions to Luxembourg banks suited to your investor profile and help pre-empt AML documentation delays.

Auditors

An independent, CSSF-approved Luxembourg auditor (réviseur d'entreprises agréé) is required for regulated vehicles and in most other structures in practice.

Mangis Bay's role: we shortlist auditors with genuine private equity experience — not just fund audit capacity — and manage the tender process.

Directors & Governance

Independent directors provide local substance, board oversight and a second set of eyes on conflicts, valuation and regulatory compliance.

Mangis Bay's role: we appoint experienced independent directors to your boards and support ongoing governance, reporting and CSSF liaison.

Read the full service provider guide →

Fund Lifecycle

From preparation to first close.

Unregulated structures (SCS/SCSp) typically launch within 1–3 months; regulated vehicles (SIF, SICAR) within 3–6 months, depending on CSSF approval timing. RAIFs sit in between, benefiting from AIFM oversight rather than direct CSSF approval.

Preparation

  • Determine fund specificities
  • Appoint service providers
  • Draft legal documents & any SFDR disclosures

Pre-marketing & marketing

  • Pre-marketing notification to CSSF
  • Marketing Passport filing for in-scope countries
  • Final documents presented for signature

Launch

  • SFDR website live; subscriptions signed
  • Service provider contracts finalised
  • Investor AML/KYC, bank accounts, first drawdown

Administration phase

  • Ongoing NAV, depositary & CSSF/AED reporting
  • Ongoing investor AML/KYC reviews
  • Portfolio management through to disinvestment

Mangis Bay can support at every stage of this lifecycle — not only at launch, but through ongoing governance, reporting oversight and service-provider management once the fund is live.

Retail Access

Want to raise from retail investors too? Wrap it in an ELTIF.

ELTIF isn't a fund type on its own — it's a European label that can be layered onto an eligible AIF (a RAIF, SIF, Part II fund or SICAV) once authorised by the CSSF. It unlocks a single EU-wide marketing passport to both professional and retail investors — a rare combination in the alternatives world. The regime was substantially reformed by the ELTIF 2.0 Regulation, in force since 10 January 2024.

55%

minimum share of assets that must sit in eligible investments — down from 70% under the original ELTIF 1.0 rules

€1.5bn

market capitalisation ceiling for listed portfolio companies an ELTIF can still invest in

50% / 100%

borrowing limit as % of NAV — 50% if marketed to retail investors, up to 100% if professional-investors-only

2029

deadline for legacy ELTIF 1.0 funds to fully transition, provided they raise no further capital in the meantime

A

Eligible assets

What an ELTIF can hold

Unlisted companies, small-cap listed companies (below the €1.5bn threshold), qualifying loans, real assets (the old €10 million minimum-per-asset rule has been removed), green bonds, simple/transparent/standardised securitisations, and up to 10% in other eligible funds (ELTIFs, EuVECAs, EuSEFs, UCITS or EU AIFs).

Concentration limits

Max 20% of capital in a single portfolio undertaking, real asset, or fund; max 10% in UCITS-eligible assets or OTC derivative exposure. These limits fall away entirely for ELTIFs marketed solely to professional investors.

B

Borrowing & structuring

Leverage, master-feeder, securitisation

Borrowing may not exceed the life of the ELTIF and must serve investment or liquidity purposes. Master-feeder ELTIF structures are now permitted (where both master and feeder are themselves ELTIFs), and fund-of-ELTIFs strategies are possible. STS securitisations are investable, capped at 20% of NAV where units are marketed to retail investors.

How Mangis Bay helps

We help you assess whether an ELTIF 2.0 wrapper is worth the added structuring and reporting overhead for your fundraising strategy — and coordinate with your AIFM and legal counsel on the authorisation.

Ask about ELTIF 2.0 →
C

Retail marketing & passport

The headline benefit

An authorised ELTIF can market to professional and retail investors across the EEA on a single AIFMD-style passport, with no requirement to maintain local facilities in each host state. Managers marketing to retail investors must also meet MiFID product-governance requirements, and additional distribution rules apply to the distributing entity.

Same service ecosystem

An ELTIF still needs the same core team as any Luxembourg AIF: central administration, a transfer/registrar agent, a depositary bank and an approved auditor — see our provider breakdown above.

Review service providers ↑

Already have (or are considering) an ELTIF 1.0 fund? Funds authorised under the original ELTIF 1.0 Regulation before 10 January 2024 are grandfathered under the old rules until 11 January 2029 — but only as long as they raise no further capital. New ELTIFs, and any raising fresh capital, must comply with the full ELTIF 2.0 regime today.

Read the full ELTIF 2.0 guide →

Tax Snapshot

A stable, well-treatied tax environment.

Simplified for orientation only — the right answer always depends on your investors, strategy and home jurisdiction. Talk to us before relying on any of this for a real structure.

VehicleCorporate income taxNet wealth taxSubscription taxWithholding tax on dividendsTreaty access
SOPARFI (holding co.)~24.94% combined (Luxembourg City)0.5% / 0.05% tieredN/A15% (0% via participation exemption / treaty)Full
SICARApplies, but risk-capital income exemptMinimum NWT onlyN/ANone at sourceYes
SIFNoneExempt0.01% (PE/VC) or 0.05%NoneCase-by-case
RAIF (standard regime)NoneExempt0.01% (PE/VC) or 0.05%NoneDepends on legal form
SCS / SCSpTax transparent — none at fund levelNot applicableNoneNoneGenerally at investor level
View Luxembourg's 80+ double tax treaty countries
Andorra · Armenia · Austria · Azerbaijan · Bahrain · Barbados · Belgium · Botswana · Brazil · Brunei · Bulgaria · Canada · China · Croatia · Cyprus · Czech Republic · Denmark · Estonia · Ethiopia · Finland · France · Georgia · Germany · Greece · Guernsey · Hong Kong · Hungary · Iceland · India · Indonesia · Ireland · Isle of Man · Israel · Italy · Japan · Jersey · Kazakhstan · Korea · Kosovo · Laos · Latvia · Liechtenstein · Lithuania · Macedonia · Malaysia · Malta · Mauritius · Mexico · Moldova · Monaco · Morocco · Netherlands · Norway · Panama · Poland · Portugal · Qatar · Romania · Russia · Rwanda · San Marino · Saudi Arabia · Senegal · Serbia · Seychelles · Singapore · Slovak Republic · Slovenia · South Africa · Spain · Sri Lanka · Switzerland · Taiwan · Tajikistan · Thailand · Trinidad and Tobago · Tunisia · Turkey · Ukraine · United Arab Emirates · United Kingdom · United States · Uruguay · Uzbekistan · Vietnam

Read the full tax guide — CIT, NWT, carried interest & more →

This page is provided for general educational purposes only and does not constitute legal, tax, regulatory or investment advice. Figures are sourced from LPEA's Private Equity in Luxembourg guide (May 2026), the LPEA/PwC Luxembourg Private Equity Data Dashboard (January 2026), and Bonn Steichen & Partners' guides on RAIF structuring and ELTIF in a Nutshell. Rules change and individual circumstances vary — please speak with us or your own legal and tax advisors before acting on any of this.

Why Mangis Bay

One gateway. Every part of the Luxembourg set-up.

Fund managers rarely need help understanding that Luxembourg works — they need help navigating how to get there without a dozen disconnected advisor relationships. Mangis Bay is built to be that single point of contact.

Structuring & set-up

From choosing between a RAIF, SIF, SICAR or SCSp to coordinating legal counsel, we help you get from decision to launch without re-learning Luxembourg from scratch.

Directors & governance

We appoint qualified independent directors to your Luxembourg boards and help build governance that satisfies substance requirements — not just a mailbox.

Service provider selection

Structured, benchmarked selection across Fund Administration, Depositary/Custody, Investor Services/TA, Auditors and banking — with vetted shortlists, not a single referral.

Ongoing oversight

Once launched, we help manage the relationships that keep a Luxembourg structure running smoothly — reporting deadlines, provider performance, and CSSF liaison where relevant.

FAQ

Frequently asked questions

What's the difference between a RAIF and a SIF?

Both carry the same tax treatment, but supervision differs. A RAIF needs no direct CSSF approval before launch — it is regulated indirectly through its authorised AIFM, which usually makes it faster to bring to market. A SIF is directly approved and supervised by the CSSF, which some investors find reassuring even though it typically takes longer to launch.

Which Luxembourg vehicle is most popular for private equity?

The unregulated SCS or SCSp — a purely contractual limited partnership that is tax transparent and carries no CSSF supervision of its own. It is used by roughly six in ten surveyed Luxembourg private equity managers today, making it the single most common vehicle in the market.

Can a Luxembourg fund be sold to retail investors?

Only if it carries the ELTIF label. ELTIF is not a separate legal form — it's a European wrapper that can be layered onto an eligible AIF, such as a RAIF or SIF, once authorised by the CSSF. Once wrapped, the fund gets a single EU-wide marketing passport to both professional and retail investors, under the ELTIF 2.0 Regulation in force since January 2024.

How much tax does a Luxembourg RAIF or SIF pay?

Under the RAIF-SIF tax regime, there is no corporate income tax and no net wealth tax at fund level. The only recurring charge is a light annual subscription tax — 0.01% for private equity and venture capital funds, or 0.05% for other strategies.

Do I need a Luxembourg AIFM?

Above the AIFMD thresholds — €100 million leveraged or €500 million unleveraged in assets under management — an authorised AIFM becomes mandatory, either your own Luxembourg-authorised entity or a licensed third-party AIFM appointed for the purpose. Below those thresholds it remains optional but is often used anyway for the AIFMD marketing passport.

Start the Conversation

Thinking about a Luxembourg structure?

Whether you're comparing jurisdictions, choosing between a RAIF and an SCSp, or ready to appoint directors and service providers — we'd welcome a conversation. Most engagements start with a short scoping call.

Book a Meeting →

Talk to Mangis Bay About Luxembourg

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